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Types of Benefits  
  
Dependent Life Insurance  
In most states, employers are allowed to extend group term life insurance benefits to an employee’s family. Typically, the amounts of dependent life insurance are a small percentage of the employee life insurance amount. Some states have limits on the amount of dependent life insurance available.

The spouse amount will typically be no more than 50 percent of the employees’ benefit with a $2,000 minimum and a $100,000 maximum and the children’s benefit is restricted under six months of age and terminates at age 19 (unless s/he is a full-time student).


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