|
Whole Life - Level premium, Level Death Benefit, Cash Value, Reduced Paid-up Option at Age 65, 100% Portable, Stand Alone Coverage for Spouse, Children and Grandchildren, Long Term Care Rider available.
Term Life - Permanent life gives employees coverage that is guaranteed to be active until age 100, the rates for the permanent product are stable and fixed, truly portable and offered on a guarantee issue basis
Critical Illness - Level Premium (age banded), Level Benefit to Age 70 (50% thereafter), 100% Portable, Lump Sum Payment upon Diagnosis of Heart Attack, Stroke, Major Organ Transplant and many other medical conditions
Short Term Disability - Level Premium (age banded), 100% Portable, Guarantee Issue
Individual Executive Disability - Additional coverage for executives whose income exceeds the group cap. Provides up to 75% income replacement and up to 100% income replacement for catastrophic disabilities. Premium is level for lifetime and is portable. Includes guarantee issue conversion to Long Term Care between ages 61-70. |
